Credit Manager-SME & Business Banking

Website Jobflex 24

Our agency is scouting for a sharp analytical mind to lead credit assessments for high-growth SME ventures. You will evaluate complex loan applications, performing deep-dive financial analysis to determine creditworthiness and risk exposure. This position requires a balance between supporting business growth and maintaining a high-quality loan book through prudent decision-making.

The role involves structuring bespoke credit facilities and monitoring existing portfolios to detect early warning signals. You will collaborate closely with relationship teams to refine deal structures while ensuring absolute compliance with internal lending policies. We seek a professional who can articulate risk justifications clearly and navigate intricate collateral valuations.

Requirements:

  • Expertise in underwriting SME loans and working capital products.

  • Advanced proficiency in ratio analysis and cash flow modeling.

  • Decisive judgment regarding risk mitigation and debt restructuring.

 

More information

Job Location : Ludhiana, Punjab, India
Country: India
City : Ludhiana
Job Types : Full Time
Salary :  INR 40000-55000

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To apply for this job please visit careers.idfcfirstbank.com.