SENIOR PRODUCT MANAGER: LEASING

Senior Product Manager – Leasing (Retail Assets)

We are seeking a high-caliber Senior Product Manager to spearhead the strategy and performance of our Leasing and Asset Finance portfolio. This is a critical leadership role within the Retail Assets division, requiring a blend of commercial “hunting” instincts and rigorous portfolio “farming.” You will own the entire product lifecycle—from designing innovative digital leasing journeys and dealer ecosystems to managing risk-adjusted returns and Stage 3 delinquency flows.

The Role: Strategic Ownership & Portfolio Mastery

As the Senior Product Manager, you are the “CEO” of the Leasing product line, accountable for sustainable growth, profitability, and operational excellence.

• Portfolio Performance: Own the full P&L of the leasing book, including new business volumes, yields, fee income, and disbursement conversion rates.

• Product Strategy: Lead the formulation of annual leasing plans, balancing aggressive growth targets with risk appetite and capital returns.

• Innovation & Lifecycle Management: Spearhead new product development and feature enhancements for both traditional and digital channels, ensuring our value proposition remains market-leading.

• Risk & Quality Control: Collaborate closely with Credit and Collections to proactively manage impairment outcomes, early-warning signals, and recovery metrics.

• Data & AI Integration: Drive the use of advanced analytics to enhance credit decisioning, customer segmentation, and “pre-approved” cross-sell triggers.

• Ecosystem Management: Build and maintain high-value relationships with dealers, vendors, brokers, and aggregators to strengthen the sales pipeline.

• Process Optimization: Lead initiatives to reduce Cost-to-Serve and improve Turnaround Times (TAT) across the customer journey, from origination to disbursement.

• Governance & Training: Ensure full regulatory compliance while energizing front-line branch teams through intensive product training and sales enablement.

Your Profile

We are looking for a dynamic self-starter who understands the mechanics of asset finance and the nuances of the local automotive and equipment markets.

• Experience: A minimum of 8 years of relevant experience in banking or financial services.

  • Must have strong exposure to Leasing, Auto, or Equipment Finance.

• Education: An MBA, University Degree, or a recognized Professional Qualification (e.g., CIMA, ACCA, IBSL).

• Technical Expertise:

  • Deep understanding of pricing models, yield management, and credit risk drivers.

  • Familiarity with the Dealer/Vendor ecosystem and key retail customer segments.

  • Experience in driving product growth via Digital Channels.

• Soft Skills:

  • Exceptional stakeholder management skills to work cross-functionally with Risk, Digital, and Sales.

  • Strong organizational discipline to execute complex product roadmaps.

  • The ability to motivate and “energize” a massive branch network.

Standardized Job Data

What We Offer

• Competitive Remuneration: An attractive package with comprehensive fringe benefits.

• Career Path: Structured advancement opportunities into senior leadership within Retail Assets.

• Continuous Learning: Extensive training to stay ahead of global fintech and leasing trends.

How to Apply

We are an equal opportunity employer committed to meritocracy.

• Note: Only short-listed candidates will be contacted for correspondence.

• Anti-Canvassing: Any form of canvassing will result in immediate disqualification.